Winter Driving “What If’s”

All across the country the weather has wreaked havoc with ice storms, blizzards and slippery conditions.Lets go over your car insurance coverage that applies to these driving hazards.1. What happens if I have to abandon my car? Call for emergency roadside assistance before abandoning you vehicle. If you have roadside-assistance or a membership in a program such as AAA, the charges will be covered. You could be in for a long wait, however, if the conditions are treacherous. There were about 500 motorists who abandoned their vehicles on Lake Shore Drive in the recent blizzard that dumped 2 feet of snow.2. What happens if I hit a curb? Your collision coverage on your auto pays for damages to your car if you collide with another car or object?or as a result of flipping over. If you hit a curb it would be considered the ?object’ by mos employment laws uk t and, as such, would come under your collision coverage. You might want to obtain a couple of estimates in case the damages are close to your deductible, in which case you might not want to file a claim.3. What if I slide and hit parked cars? Try to do whatever you can to contact the owners of the parked cars. Obtain their insurance information or write down their license plate number and leave a note with your insurance and contact information. Your collision coverage will pay for the damage to your vehicle, and your liability coverage will pay for damage to the other vehicles. Say the situation was reversed and someone did this to you and they did not leave their information, your uninsured motorist coverage would pay for the damages. 4. What if I get towed? If you get towed while parked illegally your insurance will not apply.

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